Oregon
What the Oregon authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Does an Oregon employer need workers’ compensation insurance?
The Oregon Workers’ Compensation Division states that Oregon requires most employers to carry workers’ compensation insurance for their employees. The Division frames the test around subject workers rather than a headcount: every worker in Oregon is a subject worker unless one of roughly thirty statutory exemptions applies.
“Oregon requires most employers to carry workers’ compensation insurance for their employees.”
What are the minimum auto insurance requirements in Oregon?
The Oregon DMV states that the minimum insurance a driver must have is bodily injury and property damage liability of $25,000 per person, $50,000 per crash for bodily injury to others, and $20,000 per crash for damage to others' property. Oregon also requires personal injury protection on top of liability, which most states do not.
“The minimum insurance a driver must have is: Bodily injury and property damage liability $25,000 per person; $50,000 per crash for bodily injury to others; and $20,000 per crash for damage to others’ property.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.