West Virginia
What the West Virginia authorities publish about business insurance, quoted directly, with a link and a date on every answer.
What the regulator says
Each answer below is what a named authority publishes, quoted so you can check it, with the date we last confirmed it against their page.
Which West Virginia employers must maintain workers’ compensation coverage?
West Virginia’s state business portal states that all West Virginia employers are statutorily required to maintain workers’ compensation insurance coverage, and directs employers to the Offices of the Insurance Commissioner Employer Coverage Unit. There is no headcount threshold — the Commissioner handles exemptions by application rather than by size.
“All West Virginia employers are statutorily required to maintain workers' compensation insurance coverage.”
This is reporting, not advice. Rules change, and the authority above is the one that changes them — confirm your situation there or with a licensed producer before you act on it.